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Buying Real Estate in Parsippany - Low-Cost Loans

What about these ads for no-cost loans?

In many states, real estate regulatory agencies are cracking down on such advertising. The very term, ""no-cost"" loan, is misleading because borrowers are actually paying a higher interest rate in exchange for not having to pay fees or closing costs up front when the loan is secured.

A ""no-points"" loan is one for which the lender does not charge points (one point is equal to 1 percent of the loan amount). But there are other fees involved in no-point loans, as with most loans.

Buying Real Estate in Parsippany

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